In today’s marketplace, you have numerous choices when selecting how to protect your mobile electronics.

Your homeowners policy is a common choice, and it is important to consider the following features when making your buying decision.

Deductible

Safeware’s Mobile Electronics policy has many choices of deductible from zero to $500. Presently, most homeowners policies have a minimum $500 deductible, while many have a $1,000 deductible.

Business Use

Most homeowners policies do not cover business equipment unless you have an additional rider. Therefore, laptops used for business will not be covered while traveling outside the home. A Safeware Mobile Electronics policy will cover your equipment for both personal and business use.

College Student

In the event you have a student in college your homeowners policy may not cover their equipment outside the home, especially if located in another state. Safeware’s Mobile Electronics policy covers your college students across the United States and has additional coverage available for students who may be studying abroad.

Accidental Damage

The Mobile Electronics policy provides coverage for your equipment in the event of accidental damage including drops and spills. Verify the coverage on your homeowners policy to see if this type of benefit is included. You would be surprised to find that this type of coverage is typically excluded. Trying to replace a damaged screen out of pocket can cost anywhere from $300 to $800.

Dropped Coverage

Many homeowners insurance carriers are becoming sensitive to additional losses. It is possible for them to drop your coverage if you have made a claim for your equipment. Do you want to take the chance of losing your homeowners policy or having your premium increased due to a loss? Our Mobile Electronics policy will provide coverage for your equipment without affecting your homeowners insurance.

International Coverage

Will you be taking your equipment with you on a trip? Your homeowners policy may not cover your equipment. The Mobile Electronics  policy has the option to add international coverage at any time during the policy period. Simply notify us to start the coverage.

Flood Coverage

Almost all homeowners policies exclude flood coverage. You typically need to purchase flood insurance through the National Flood Insurance Program. On the other hand, our Mobile Electronics policy includes flood coverage as part of its standard perils.

Visit our get a quote page for a free no-obligation quote and start protecting your equipment today!